PropFirmWay
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Instant Funding

Trust3.5
Instant Funding is a proprietary trading firm offering simulated trading accounts, best known for instant-funding products that carry no evaluation and no profit target. The programmes are provided by IF Pro Ltd, an International Business Company registered in Saint Lucia; Acello Ltd, a company in England and Wales, acts only as its payment agent. The team works from a London office it moved into in January 2025. The firm traces itself to June 2021 and launched under the Instant Funding brand in June 2022. Its own counters report more than $20.2 million paid out to traders since 2023 and over 85,000 traders across 180+ countries.
Saint Lucia
Founded 2021
5 Years in Operation
4.3(14 reviews)
Fee from
$25
Max funding
$300,000
Profit split
80% - 90%
Verified payouts
—

Rating Breakdown

Reliability & Trust
4.3
Trading Conditions
4.4
Profit Split & Payouts
4.5
Rules & Restrictions
4.1
Support & Communication
4.3

Company Regulation

Not a regulated financial entity

The firm states that it is not regulated by a financial authority - the norm for prop firms. Evaluation accounts trade simulated capital rather than client deposits, so broker licensing generally does not apply. Check its payout record and reviews before buying.

Company registration - not financial regulation

  • Saint Lucia company registry (International Business Company) - IF Pro Ltd2025-00056
  • Companies House (England and Wales) - Acello Ltd12696083

Company Address

Headquarters

The top floor, Rodney Court Building, Rodney Bay, Gros Islet, Saint Lucia

Acello Ltd

Payment agent

30 Old Bailey, London, EC4M 7AU

Reg. no. 12696083

London office

Operational headquarters

United Kingdom

Platforms & Infrastructure

Trading Platforms:
MetaTrader 5cTraderMatchTrader
Asset Classes:
ForexIndicesCommoditiesCrypto
Broker / Liquidity:Not specified
Data Feed Source:Not specified
Platform Fees:No platform fees

Prop Firm Basic Rules

Minimum Age:18 years old
Max Accounts per Trader:Not available
KYC Required:✅ Yes
KYC Stage:Not specified
Account Merging:❌ Not allowed
Swap Free Accounts:❌ Not available
IP / VPN Policy:Not specified
Inactivity Policy:Not specified

Prohibited Actions

🚫Account Sharing
🚫Account Management by Third Party
🚫Group Trading / Coordinated Trading
🚫Opposite Positions Across Accounts
🚫Exploiting Platform Errors

Support & Education

Support Details

Languages:English
Working Hours:24/7
Average Response Time:33 seconds average

Additional Services

✅Discord Community
✅Educational Resources
✅Trade Analytics Dashboard

Payment Methods & Currencies

Payment Methods

Credit CardDebit CardBank TransferCrypto

Accepted Currencies

USD

Supported Withdrawal Methods

Bank TransferCrypto

Payout Currencies

USDBTCETHUSDT

Leverage

1:100

Forex

1:20

Indices

1:20

Commodities

1:2

Crypto

Temporary update: Due to increased market volatility, leverage on Metals, Oil, and Indices is temporarily set to 1:5 on funded accounts only. Standard leverage will be restored once market conditions stabilize.

Payout Policy

ℹ️ Policy details may vary depending on the selected challenge. Below shows the maximum available range.

Profit Split (Trader/Firm):Up to 90/10
First Payout After:
1 days

Days after becoming funded

Profit Split Scaling:
✅ Active

Increase trader's split percentage over time

Payout Frequency:On-Demand, Weekly
Minimum Payout Amount:Not available
Payout Processing Time:
Not available

Community Recognition

Not rated

Common questions

Is Instant Funding legit?

Instant Funding has 14 trader reviews averaging 4.3 out of 5 and 5 years in operation. Verified payouts are the part worth weighing most: they are payments traders proved they received, not claims the firm makes about itself. The payouts tab lists them individually so you can see the amounts and dates for yourself.

How much does a Instant Funding challenge cost?

Instant Funding's cheapest evaluation starts at $25. It currently lists 99 challenges, and the price of each rises with the account size it funds. The challenges tab shows every account size with its current fee.

What is Instant Funding's profit split?

Instant Funding pays traders 80% - 90%. The range reflects different challenge types — the split you get depends on which one you buy and, with some firms, on how long you stay funded.

How much funding can you get from Instant Funding?

The largest account Instant Funding funds directly is $300,000. Firms that run a scaling plan raise that ceiling for traders who stay profitable, so check the individual challenge for its scaling terms.

What trading platforms does Instant Funding offer?

Instant Funding supports MetaTrader 5, cTrader and MatchTrader. Platform matters more than it used to: after MetaTrader access tightened for prop firms, availability now varies from firm to firm, and automated strategies written for one platform rarely move to another.

Is Instant Funding regulated?

Instant Funding states that it is not a regulated financial entity - the norm for prop firms rather than a red flag. Traders on an evaluation account trade simulated capital, not client money, so the activity generally falls outside investment-firm regulation. It is registered in Saint Lucia.

How does Instant Funding pay traders?

Instant Funding pays out via Bank Transfer and Crypto.